:root{--cream:#fffefb;--offwhite:#fffdf9;--ink:#201515;--body:#36342e;--sand:#c5c0b1;--lsand:#eceae3;--muted:#939084;--orange:#ff4f00;--serif:Georgia,'Times New Roman',serif;--mono:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,'Liberation Mono','Courier New',monospace}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;background:var(--cream);color:var(--body);font-size:16px;line-height:1.25;letter-spacing:-.16px}
a{color:var(--ink);text-decoration:none}
img{max-width:100%}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.lnk{text-decoration:underline;font-weight:600;color:var(--ink)}
.lnk:hover{text-decoration:none}
.eyebrow{font-size:14px;font-weight:600;letter-spacing:.5px;text-transform:uppercase;color:var(--muted)}
.serif{font-family:var(--serif);font-weight:300;letter-spacing:-1.6px}
h1.display{font-weight:500;color:var(--ink);font-size:clamp(40px,6.2vw,72px);line-height:.92;letter-spacing:-1.12px}
h2.sec{font-weight:500;color:var(--ink);font-size:clamp(30px,4vw,48px);line-height:1.04;letter-spacing:-1px;margin:12px 0 16px}
h2.serifh{font-family:var(--serif);font-weight:300;letter-spacing:-1.92px;color:var(--ink);font-size:clamp(30px,4vw,48px);line-height:1.08;margin:12px 0 16px}
.lede{font-size:20px;line-height:1.3;letter-spacing:-.2px;max-width:640px}
.topbar{background:#151a20;color:#f7f5f1;font-size:13px;font-weight:500;letter-spacing:.2px}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px 24px;padding-top:8px;padding-bottom:8px}
.topbar a{color:#f7f5f1;text-decoration:underline}
.topbar a:hover{text-decoration:none}
header.site{position:sticky;top:0;z-index:60;background:var(--cream);border-bottom:1px solid var(--sand)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px}
.logo{display:flex;align-items:center;gap:10px;font-weight:700;font-size:18px;letter-spacing:-.36px;color:var(--ink)}
.logo .mark{width:32px;height:32px;border-radius:8px;background:var(--orange);color:var(--cream);display:grid;place-items:center;font-family:var(--mono);font-size:16px;font-weight:700;letter-spacing:0}
nav ul{display:flex;gap:4px;list-style:none;align-items:center}
nav a{display:block;padding:12px 16px;font-weight:500;color:var(--ink);font-size:16px}
nav a:hover{box-shadow:0 -4px 0 0 var(--sand) inset}
nav a[aria-current="page"]{box-shadow:0 -4px 0 0 var(--orange) inset}
.menu-btn{display:none;border:1px solid var(--sand);background:var(--lsand);border-radius:4px;padding:8px 12px;font:inherit;font-weight:600;color:var(--ink);cursor:pointer}
.btn{display:inline-block;font:inherit;font-weight:600;font-size:16px;padding:8px 16px;border-radius:4px;border:1px solid var(--orange);background:var(--orange);color:var(--cream);cursor:pointer}
.btn:hover{background:#e04700;border-color:#e04700}
.btn.dark{background:var(--ink);border-color:var(--ink);border-radius:8px;padding:20px 24px}
.btn.dark:hover{background:var(--sand);border-color:var(--sand);color:var(--ink)}
.btn.ghost{background:var(--lsand);border-color:var(--sand);color:var(--body);border-radius:8px;padding:20px 24px}
.btn.ghost:hover{background:var(--sand);color:var(--ink)}
.btn:focus,nav a:focus,a:focus{outline:1px solid var(--orange);outline-offset:2px}
.hero{padding:72px 0 64px;background:linear-gradient(180deg,var(--offwhite) 0%,var(--cream) 100%)}
.hero .wrap{text-align:center;display:flex;flex-direction:column;align-items:center;gap:24px}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap;justify-content:center;margin-top:8px}
.hero-note{font-size:14px;color:var(--muted);font-weight:500}
.hero-photo{margin-top:16px}
.stats{border-top:1px solid var(--sand);border-bottom:1px solid var(--sand);background:var(--offwhite)}
.stats .wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;padding:48px 24px}
.stat b{display:block;font-size:clamp(36px,4vw,48px);font-weight:500;letter-spacing:-1px;color:var(--ink);line-height:1}
.stat span{display:block;margin-top:8px;color:var(--body);font-size:16px}
.section{padding:72px 0}
.section+.section{border-top:1px solid var(--sand)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:32px}
.card{border:1px solid var(--sand);border-radius:8px;background:var(--cream);padding:20px;display:flex;flex-direction:column;gap:12px}
.card h3{font-size:24px;font-weight:600;letter-spacing:-.48px;color:var(--ink);line-height:1.1}
.card p{font-size:16px;line-height:1.25}
.card .lnk{margin-top:auto}
.steps-tabs{display:flex;gap:8px;flex-wrap:wrap;margin-top:32px}
.tab{padding:12px 16px;font-weight:500;color:var(--ink);background:transparent}
.tab.active{box-shadow:0 -4px 0 0 var(--orange) inset}
.tab:hover{box-shadow:0 -4px 0 0 var(--sand) inset}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:24px}
.step{border:1px solid var(--sand);border-radius:8px;background:var(--cream);padding:24px}
.step .num{font-family:var(--mono);font-size:12px;font-weight:600;letter-spacing:.5px;text-transform:uppercase;color:var(--orange)}
.step h3{font-size:18px;font-weight:600;color:var(--ink);margin:12px 0 8px}
.step p{font-size:15px;line-height:1.4}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.checklist{list-style:none;margin-top:24px;display:grid;gap:12px}
.checklist li{border:1px solid var(--sand);border-radius:5px;background:var(--cream);padding:16px 20px;font-weight:500;color:var(--ink)}
.checklist li small{display:block;margin-top:4px;font-weight:400;color:var(--body);letter-spacing:0}
.pills{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.pill{display:inline-block;border:1px solid var(--sand);border-radius:20px;padding:8px 16px;background:var(--cream);font-size:14px;font-weight:500;color:var(--body)}
.pill:hover{background:var(--sand);color:var(--ink)}
.quote-card{max-width:820px;margin:32px auto 0;border:1px solid var(--sand);border-radius:8px;background:var(--offwhite);padding:40px;text-align:center}
.quote-card blockquote{font-family:var(--serif);font-size:clamp(20px,2.6vw,28px);line-height:1.25;letter-spacing:-.4px;color:var(--ink)}
.quote-card cite{display:block;margin-top:16px;font-style:normal;font-size:14px;font-weight:600;color:var(--muted)}
.cta-panel{border:1px solid var(--sand);border-radius:8px;background:var(--offwhite);padding:64px 40px;text-align:center;display:flex;flex-direction:column;align-items:center;gap:20px}
.cta-actions{display:flex;gap:16px;flex-wrap:wrap;justify-content:center;margin-top:8px}
footer.site{background:#151a20;color:#f7f5f1;padding:64px 0 24px}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1.4fr;gap:40px}
footer.site h4{font-size:14px;font-weight:600;letter-spacing:.5px;text-transform:uppercase;color:#f7f5f1;margin-bottom:16px}
footer.site ul{list-style:none;display:grid;gap:10px}
footer.site a{color:var(--sand);font-size:15px}
footer.site a:hover{color:#f7f5f1}
footer.site p{font-size:15px;line-height:1.5;color:#f7f5f1}
.fbrand{display:flex;align-items:center;gap:10px;font-weight:700;color:#f7f5f1;margin-bottom:12px}
.fbrand .mark{width:32px;height:32px;border-radius:8px;background:var(--orange);color:#fffefb;display:grid;place-items:center;font-family:var(--mono);font-size:16px;font-weight:700}
.social{display:flex;gap:12px;margin-top:16px}
.social a{width:40px;height:40px;border:1px solid var(--sand);border-radius:14px;display:grid;place-items:center}
.social a:hover{border-color:#f7f5f1}
.social svg{width:18px;height:18px;fill:#f7f5f1}
.fbottom{border-top:1px solid rgba(247,245,241,.18);margin-top:48px;padding-top:24px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:13px;color:var(--sand)}
.fbottom a{font-size:13px}
@media(max-width:900px){.menu-btn{display:inline-flex}header.site nav{width:100%}header.site nav ul{display:none}header.site nav.open ul{display:flex;flex-direction:column;position:absolute;top:100%;left:0;right:0;background:var(--cream);border-bottom:1px solid var(--sand);padding:8px 24px 16px;box-shadow:0 12px 0 rgba(197,192,177,.25)}header.site .wrap{flex-wrap:wrap}.split{grid-template-columns:1fr}.steps{grid-template-columns:repeat(2,1fr)}}
@media(max-width:720px){.cards{grid-template-columns:1fr}.stats .wrap{grid-template-columns:1fr}.steps{grid-template-columns:1fr}.fgrid{grid-template-columns:1fr;gap:32px}.section{padding:48px 0}.hero{padding:48px 0}.hero-actions .btn.dark,.hero-actions .btn.ghost{padding:16px 20px}.cta-panel{padding:48px 24px}.quote-card{padding:24px}}

.container{max-width:1200px;margin:0 auto;padding:0 24px}
.site-header{position:sticky;top:0;z-index:60;background:var(--cream);border-bottom:1px solid var(--sand)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;font-size:18px;letter-spacing:-.36px;color:var(--ink)}
.site-nav ul,.nav-list{display:flex;gap:4px;list-style:none;align-items:center}
.site-nav a{display:block;padding:12px 16px;font-weight:500;color:var(--ink);font-size:16px}
.site-nav a:hover{box-shadow:0 -4px 0 0 var(--sand) inset}
.site-nav a[aria-current="page"]{box-shadow:0 -4px 0 0 var(--orange) inset}
.nav-cta{margin-left:12px}
.topbar-inner{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px 24px;max-width:1200px;margin:0 auto;padding:8px 24px}
.topbar-brand{font-weight:700;letter-spacing:.2px;color:#f7f5f1}
.topbar-email{color:#f7f5f1;text-decoration:underline}
.topbar-email:hover{text-decoration:none}
.topbar-note{color:var(--sand)}
.page-hero{padding:64px 0 56px;background:linear-gradient(180deg,var(--offwhite) 0%,var(--cream) 100%);text-align:center}
.page-hero .lead{margin:0 auto}
.lead{font-size:20px;line-height:1.3;letter-spacing:-.2px;max-width:640px}
.photo{display:block;width:100%;height:auto;object-fit:cover;border:1px solid var(--sand);border-radius:8px}
.section-alt{background:var(--offwhite)}
.values-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:32px}
.abn-card{border:1px solid var(--sand);border-radius:8px;background:var(--cream);padding:20px;display:flex;flex-direction:column;gap:12px}
.abn-card h3{font-size:24px;font-weight:600;letter-spacing:-.48px;color:var(--ink);line-height:1.1}
.abn-card p{font-size:16px;line-height:1.25}
.area-block{border:1px solid var(--sand);border-radius:8px;background:var(--cream);padding:20px}
.area-block h3{font-size:20px;font-weight:600;letter-spacing:-.4px;color:var(--ink);margin-bottom:8px}
.area-list{display:grid;grid-template-columns:repeat(2,1fr);gap:0 32px;list-style:none;margin-top:12px}
.area-list li{padding:10px 0;border-bottom:1px solid var(--lsand);font-size:16px}
.cta{display:flex;flex-direction:column;align-items:center;gap:12px;text-align:center}
.cta-block{background:var(--ink);color:var(--cream);border-radius:8px;padding:56px 32px;margin-top:32px}
.cta-block h2{color:var(--cream);font-size:clamp(26px,3.4vw,40px);font-weight:500;letter-spacing:-.8px;line-height:1.08}
.cta-block p{color:var(--lsand);max-width:560px}
.btn-primary{display:inline-block;font:inherit;font-weight:600;font-size:16px;padding:12px 20px;border-radius:4px;border:1px solid var(--orange);background:var(--orange);color:var(--cream);cursor:pointer}
.btn-primary:hover{background:#e04700;border-color:#e04700}
.btn-secondary{display:inline-block;font:inherit;font-weight:600;font-size:16px;padding:12px 20px;border-radius:4px;border:1px solid var(--sand);background:var(--lsand);color:var(--ink);cursor:pointer}
.btn-secondary:hover{background:var(--sand)}
.btn-primary:focus,.btn-secondary:focus,.site-nav a:focus{outline:1px solid var(--orange);outline-offset:2px}
.footer-inner{display:flex;flex-wrap:wrap;gap:32px;justify-content:space-between;padding:56px 0 40px}
.footer-grid{flex:1 1 480px;display:grid;grid-template-columns:repeat(3,1fr);gap:32px}
.footer-col{display:flex;flex-direction:column;gap:8px;font-size:15px}
.footer-col h3,.footer-col h4{font-size:13px;font-weight:600;letter-spacing:.5px;text-transform:uppercase;color:var(--muted);margin-bottom:4px}
.footer-col ul{list-style:none;display:flex;flex-direction:column;gap:8px}
.footer-col a{color:var(--body)}
.footer-col a:hover{color:var(--ink);text-decoration:underline}
.footer-bottom{border-top:1px solid var(--sand);display:flex;flex-wrap:wrap;gap:8px 24px;justify-content:space-between;align-items:center;padding:20px 0;font-size:13px;color:var(--muted)}
.footer-legal{font-size:13px;color:var(--muted)}
.footer-legal a{color:var(--muted);text-decoration:underline}
.footer-legal a:hover{color:var(--ink)}
.legal-page{max-width:760px;margin:0 auto;padding:64px 24px 80px}
.legal-page h2{font-size:22px;font-weight:600;letter-spacing:-.44px;color:var(--ink);margin:32px 0 12px}
.legal-page p{line-height:1.5;margin-bottom:12px}
.legal-page ul{margin:0 0 12px 20px}
.legal-meta{font-size:14px;color:var(--muted);margin-bottom:24px}
@media(max-width:900px){.values-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}.area-list{grid-template-columns:1fr}.cta-block{padding:40px 24px}}
@media(max-width:640px){.values-grid,.footer-grid{grid-template-columns:1fr}.header-inner{flex-wrap:wrap;padding:10px 0}.nav-list{flex-wrap:wrap}.footer-inner{flex-direction:column}.footer-bottom{flex-direction:column;align-items:flex-start}}